LOAN ORIGINATORS
STEPHANIE FOUNTAIN
Stephanie has been in the financial industry for over 13 years and has been with Arundel Federal since 2010. Since joining the Arundel Federal team, she took an interest in mortgage lending which lead her to become a loan originator. Stephanie makes it a priority to fully understand her borrower’s financial needs throughout the entire mortgage process. She is dedicated to creating a smooth and enjoyable experience whether you are purchasing, refinancing or you just need information about mortgages.
Stephanie enjoys spending time with family and traveling to different places. Warm destinations are her favorite.
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Joe is a seasoned mortgage professional with more than 30 years’ experience in the mortgage finance and banking industry. Prior to his employment with Arundel Federal he was SVP of Mortgage Lending at Provident State Bank (recently acquired by Summit Community Bank) and Regional VP of Mortgage at Susquehanna Bank (acquired by BB&T, now TRUIST).
Joe has helped thousands of families achieve their dream of home ownership. Knowledgeable in all areas of mortgage finance, he specializes in Construction-Permanent lending and assisting self-employed individuals.
Buying, Building or Refinancing? Simply have questions about the mortgage process or what you might be able to afford? Please don’t hesitate to contact Joe to have a conversation and find your solutions.
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KEVIN MICHNO
Kevin is an experienced executive with more than 30+ years in the mortgage and banking industry and a licensed Real Estate agent. Prior to his employment at Arundel Federal he was the Senior Vice President of Expansion and Business Development at Apex Home Loans and President of Mercantile Mortgage, LLC (acquired by PNC).
A Maryland native, Kevin graduated from Mount Saint Joseph High School and Loyola University Maryland with a degree in business administration. He is also a licensed Real Estate agent. He previously served on the Board of Governors for the Maryland Mortgage Bankers Association and Home Builders Association of Maryland.
Kevin lives with his wife Anne in Ellicott City and enjoys golfing at Rolling Road Golf Club.
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JOHN BERGER
“Teamwork makes all the difference”
I recently joined Arundel Federal Savings Bank in June 2023, with a focus on Construction to Permanent financing. Our one-time close program is one of the best products in the industry. Bringing Mortgage exposure to Harford County will be one of my primary goals.
Throughout my 35-year career, I have been responsible for everything from originating to managing a team of loan officers. I earned my Bachelor of Science degree from Towson State University. Happily married with three sons, one of my favorite pastimes has been coaching my sons in baseball and basketball while they were growing up. I enjoy spending time with family and friends at our vacation home in Ocean City, Maryland.
Being part of someone’s first-time purchase or building your perfect house has been, and always will be, very satisfying to me! Whether building, buying, refinancing, or renovating, let us be part of YOUR team!
